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Paying for a Purchase Using Your Watch

Before you can use your watch to pay for purchases, you must set up at least one payment card.

You can use your watch to pay for purchases in a participating location.

  1. Hold Letter A symbol.
  2. Select Wallet symbol.
  3. Enter your four-digit passcode.
    NOTE: If you enter your passcode incorrectly three times, your wallet locks, and you must reset your passcode in the Garmin Connect™ app.

    Your most recently used payment card appears.


    Garmin Pay with active payment card
  4. If you have added multiple cards to your Garmin Pay™ wallet, swipe to change to another card (optional).
  5. Within 60 seconds, hold your watch near the payment reader, with the watch facing the reader.

    The watch vibrates and displays a check mark when it is finished communicating with the reader.

  6. If necessary, follow the instructions on the card reader to complete the transaction.
TIP: After you successfully enter your passcode, you can make payments without a passcode for 24 hours while you continue to wear your watch. If you remove the watch from your wrist or disable heart rate monitoring, you must enter the passcode again before making a payment.
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December 2023
© 2020 Garmin Ltd.